The "Surcharge Free" 24 Hour ATM

Member FDIC

Citizen's Bank and Trust has been serving the Atwood and surrounding communities for 80+ years

We are a community bank and have an interest in the people, the schools, the businesses, and the needs of our community.  We look forward to many more years serving the West Carroll and East Gibson County communities.

A large amount of your deposits are invested back into the community by loans to the people and businesses here.

When you need a loan, you can talk directly to the bank's loan official and get immediate answers instead of waiting on a corporate individual you have never met to render an impersonal decision.

Equal Housing Lender